Chandler Home For Sale 4 Bedrooms and 3 Baths Listed By Betsie Melter Realty ONE Group

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Want to Buy A House But Don’t Have A Downpayment? You Can Buy With No Money Down!

Are you thinking of buying a house but have been told you need a large down payment? Well, you don't! There are so many programs out there right now that if you make less than $65,000/ year and have a decent credit score, you can buy a house with no down payment. One buyer last week, bought a house and closed in 3 weeks and only spent the cost of the appraisal (about $400) and inspection (about $350). That is it! Nothing more. Please contact me if you want to learn more about the down payment assistance program. Betsie Melter 480.734.3644 Even if you want to pay a down payment to get your monthly payments lower, I … [Read more...]

Open House October 24th 11-2PM in Cooper Commons Chandler AZ

Open House in Cooper Commons Neighborhood in Chandler, AZ October 24, 2014 from 11-2PM! 6135 S. Teresa Dr Chandler, AZ 85249   This 3114 Sq. Foot Home features 5 Bedrooms, 3 Bathrooms, Sparkling Pool, 3 Car Garage and walking distance to A+ Jane D. Hull Elementary. Stop by to see this beauty on Friday. Contact Betsie Melter 480.734.3644 for more details.                                          … [Read more...]

Vacation homes in Sunbird – Chandler, Arizona as low as $60,000

Looking for a Second Home or Vacation Home in Chandler, Arizona but don't want to spend a fortune? Well, look no further than Sunbird. Located at Riggs and McQueen Roads in Chandler, AZ. This neighborhood is a 55+ Community but will allow 2% of their occupants to be 50+. It has a golf course, Clubhouse with many activities, Pools, Restaurants and even its own Post Office. Prices range from $60,000 - $300,000. There is something for everyone. It is also gated and has a guard on duty so you can lock and leave for the summer and not have to worry about your property. Please Contact Betsie Melter at 480.734.3644 for … [Read more...]

Are You Ready To Buy Your First House?

Signs You're Ready to Buy Your First Home It’s time! You’ve saved up a chunk of cash, started reading the For Sale listings, and you’re ready to make the commitment. Yes, it’s time to buy your first home. Or is it? Here are some ways to be sure you’re ready to take the plunge: You have scrimped and saved. Maybe it wasn’t that painful — or maybe it was. Either way, you made a choice to put aside a large chunk of change to use for a down payment. The discipline it took to build this savings indicates you’re getting in the right mindset to commit to a large purchase, and that hopefully you can keep putting aside … [Read more...]

Cooper Commons Homes for Sale in Chandler, AZ 85249

Cooper Commons Houses For Sale Cooper Commons is located at Gilbert and Riggs Roads in Chandler, AZ. The neighborhood features many different builders and prices range from $175,000-$500,000. If you would like to look at any houses in Cooper Commons or Chandler, AZ, please contact Betsie Melter at 480.734.3644. … [Read more...]

Open House In Chandler September 13th from 10-1PM

Open House Saturday September 13, 2014 from 10-1PM! 4148 sq. ft. with 5 Bedrooms, 4 Bathrooms and an amazing yard. Located in Beautiful Circle G at Riggs and Gilbert Roads. 5350 S. Ashley Dr. is listed at only $799,900 … [Read more...]

VA Loans Helping Phoenix Real Estate Market

VA loans or mortgages grow in importance for Phoenix real estate market: Overall sales are down, but surging are sales with VA loans. August 26, 2014 By Fletcher Wilcox While the number of sales of single family existing homes in Greater Phoenix have been down every month this year compared to the same month of last year, not so when it comes to sales involving VA loans. The number of sales in which a buyer financed the purchase with a VA loan or VA mortgage is up every month this year compared to the same month as last year. See Chart One below. In fact, VA loans were 7.2% of all sales of single family existing … [Read more...]

What Type of Mortgage Insurance is Right for you?

Choosing the right mortgage insurance (MI) option for your loan means understanding the advantages and disadvantages of each if you are not able to put 20% down payment. Mortgage Insurance (MI) Explained Mortgage Insurance is an insurance premium the borrower of a mortgage loan pays if they are not able to put 20% down payment on a home. The insurance covers the lender for the added risk of a high Loan-To-Value (LTV) mortgage. The value of the subject property is traditionally determined by an official appraisal. You will want to be sure not to confuse Mortgage Insurance with homeowner insurance, which … [Read more...]

3 Ways Your Self-Directed IRA Can Own Real Estate

3 Ways Your Self-Directed IRA Can Own Real Estate By J.P. Dahdah, Vantage Self-Directed Retirement Plans You can purchase and hold real estate with your Self-Directed IRA! You can buy any type of real estate with a Self-Directed IRA or 401K. It is completely legal and has been permissible since 1974 and, despite what you may have heard, you are not subject to any taxes or penalties for doing so. Thought you didn’t have the money to take advantage of the low pricing available in today’s real estate market? You probably do, but just didn’t know it! Self-Directed IRAs have become increasingly popular as more and … [Read more...]